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ECLGS 5.0

Offered by ECLGS (Emergency Credit Line Guarantee Scheme)

Overview

ECLGS 5.0 is a 2026 Government of India scheme, managed by NCGTC, providing 100 percent (MSME) or 90 percent (non-MSME, airlines) credit guarantee backed additional working capital loans to existing standard borrowers, with loans up to Rs 100 crore per MSME borrower.

Eligibility

  • Existing borrower with Standard (excluding SMA-2) credit facilities as of 31 March 2026 across all lenders
  • MSMEs need a valid UDYAM Registration or Udyam Assist Certificate
  • Non-MSME negative list: NBFCs, power generation/transmission/distribution, telecom service providers, sugar and ethanol manufacturing, IT companies, paper and paper products, educational institutions, beverages (excluding tea/coffee), and tobacco

Funding Purpose

Emergency guaranteed credit line for MSMEs and airlines facing tariff/geopolitical shocks.

Application Process

Apply exclusively via the JanSamarth portal by self-declaring details; the application is routed to the chosen lender branch, which assesses eligibility and sanctions the credit facility, and the guarantee is auto-lodged by the lender with NCGTC.

Apply Now ↗

How to Apply

  1. 1Click "Apply Now" above and submit your application directly on the official page.
  2. 2The offering organisation screens applications against its own eligibility criteria.
  3. 3Shortlisted applicants may be invited to a pitch or interview round.
  4. 4The final decision rests solely with the offering organisation.
  5. 5There is no guarantee of funding at any stage.

Before You Apply

  • ZeedFund is an independent tracker, not the offering organisation or a funding body.
  • Verify current eligibility, funding amount, and deadline on the official page before applying. Details can change after we last verified them.
  • Once you apply, all follow-up (screening updates, interview or pitch invites, and the final decision) comes directly from the facilitator, incubator, or investor, never from ZeedFund. Check their application portal or email yourself for status updates; we won't have visibility into it.