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Kisan Credit Card (KCC)

Offered by Kisan Credit Card (KCC) Scheme

Overview

Kisan Credit Card is an ongoing national scheme giving farmers revolving credit for crop and allied activities, with collateral free lending up to Rs 2 lakh per borrower and an effective 4 percent interest rate on timely-repaid short term loans up to Rs 3 lakh.

Eligibility

  • Owner cultivators (individual or joint borrowers), tenant farmers, oral lessees, and sharecroppers
  • Self Help Groups and Joint Liability Groups of farmers

Funding Purpose

Revolving crop and allied-activity credit for farmers.

Application Process

One time documentation at first-time availment of the KCC loan through the lending bank branch, with a simple annual declaration of proposed crops thereafter.

Apply Now ↗

How to Apply

  1. 1Click "Apply Now" above and submit your application directly on the official page.
  2. 2The offering organisation screens applications against its own eligibility criteria.
  3. 3Shortlisted applicants may be invited to a pitch or interview round.
  4. 4The final decision rests solely with the offering organisation.
  5. 5There is no guarantee of funding at any stage.

Before You Apply

  • ZeedFund is an independent tracker, not the offering organisation or a funding body.
  • Verify current eligibility, funding amount, and deadline on the official page before applying. Details can change after we last verified them.
  • Once you apply, all follow-up (screening updates, interview or pitch invites, and the final decision) comes directly from the facilitator, incubator, or investor, never from ZeedFund. Check their application portal or email yourself for status updates; we won't have visibility into it.