Closing SoonDebt
CGTMSE Collateral-Free Credit Guarantee
Offered by CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises)
Overview
CGTMSE provides collateral free credit guarantee cover up to Rs 10 crore for micro and small enterprises, accessed through registered lending institutions, at a guarantee fee starting from 0.37 percent per annum.
Eligibility
- Loans from a CGTMSE registered Member Lending Institution (bank, NBFC, or financial institution)
- Covers both term loans and working capital for micro and small enterprises
- Special provisions available for women entrepreneurs
Funding Purpose
Collateral-free working capital and term loans for micro and small enterprises.
Application Process
Approach a registered Member Lending Institution, which sanctions the loan via its own credit appraisal, then lodges the guarantee coverage application with CGTMSE after disbursement; CGTMSE approves and issues the guarantee upon fee payment.
Apply Now ↗
How to Apply
- 1Click "Apply Now" above and submit your application directly on the official page.
- 2The offering organisation screens applications against its own eligibility criteria.
- 3Shortlisted applicants may be invited to a pitch or interview round.
- 4The final decision rests solely with the offering organisation.
- 5There is no guarantee of funding at any stage.
Before You Apply
- ZeedFund is an independent tracker, not the offering organisation or a funding body.
- Verify current eligibility, funding amount, and deadline on the official page before applying. Details can change after we last verified them.
- Once you apply, all follow-up (screening updates, interview or pitch invites, and the final decision) comes directly from the facilitator, incubator, or investor, never from ZeedFund. Check their application portal or email yourself for status updates; we won't have visibility into it.